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REAL ESTRAETAEL | ESpSecTiaAl ATdEvertising Section |
From left, John Perritt, Greg Gianoplus and Dan Hegarty.
GATEWAY BANK MORTGAGE, INC. (Reverse Mortgage Bankers for Purchase or Refi)
“Our customer-driven culture sets
us apart from the competition,”
says reverse mortgage division
manager, Greg Gianoplus of Gateway Bank
Mortgage, Inc. “Our service-first philoso-phy
is: We need customers, they don’t need
us. Every customer must feel special.”
Gateway Bank Mortgage is a regional
community bank lender that exists to serve all
segments of the market, including the senior
population of this local community.
“We’re owned by a US Federal Reserve
Member Bank that is FDIC insured for
customer peace of mind. Our reverse mort-gage
www.wrightsvillebeachmagazine.com WBM
team has extensive mortgage banking
experience and we’re committed to helping
our customers and their trusted advisors or
loved ones make the best possible product
choices. We’re sensitive to the fact that utiliz-ing
home equity while remaining in the home
is a weighty decision,” says reverse mortgage
banker, Dan Hegarty.
Gateway’s reverse mortgage team serves
clients at least 62 years of age, many of whom
discover a federally insured reverse mortgage
or line of credit, within the context of a more
comprehensive long-term planning strategy,
can be a low cost/high-impact financial-planning
tool.
“Even for the more affluent senior, a
reverse mortgage line of credit can promote
economic security, independence and flexibil-ity.
We highly recommend that clients consult
with a financial planner,” Gianoplus says.
Reverse mortgage banker John Perritt
adds, “The financial crisis of 2008 resulted in
dramatic tightening of traditional mortgage
underwriting rules. Many customers who
once easily obtained a mortgage in the past no
longer qualify today. Reverse mortgage under-writing
standards have remained reasonable
with a common sense approach to lending.
There are currently no credit score or income
qualifying requirements.”
Perritt continues, “Customers may receive
funds as a lump sum up front, receive regular
monthly payments, make withdrawals from
a credit line or choose any combination of all
three disbursement options. It can even be
used as a purchase money mortgage to buy
a new home. Our job is to ensure our clients
make the best possible choices. Our bank
has been in business for 25 years and we’re
entering our fourth year engaged in reverse
mortgage lending.”
“Our vision is to become the most trusted
and the most reputable reverse mortgage
lender to which people and business easily
and naturally flow,” Gianoplus says, “to
provide unparalleled value to all who touch
our business and to always be relentless in
the pursuit of customer satisfaction, and to
deliver peace of mind with every interaction,
every time.”
Gateway Bank Mortgage encourages any
person or business professional to contact any
one of its reverse bankers to learn more.
In Wilmington
Dan Hegarty 910-332-5097 NMLSR 116423
John Perritt 910-332-5092 NMLSR 330741
Greg Gianoplus 910-796-7104 NMLSR 22828
432 Eastwood Road, Suite 100, Wilmington, N.C. 28403
Direct TF 800-507-1320, www.gwmortgage.com