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Getting Your Financial Health in Order
| Special Advertising Section |
From left, John Perritt, Greg Gianoplus and Dan Hegarty. Not pictured, Ken Updegrave
GATEWAY BANK Mortgage, Inc. (Reverse Mortgage Bankers)
“Our customer driven culture sets
www.wrightsvillebeachmagazine.com WBM
us apart from the competition,”
says reverse mortgage
division manager, Greg Gianoplus of Gateway
Bank Mortgage, Inc. “Our service-first
philosophy: ‘We need customers, they don’t
need us. Every customer must feel special.’”
Gateway Bank Mortgage is a regional
community bank lender that exists to serve
all segments of the market, including the
senior population of this local community.
“We’re owned by a U.S. Federal Reserve
Member Bank and FDIC insured for
customer peace of mind. Our reverse mortgage
team has extensive mortgage banking
experience and we’re committed to helping
our customers and their trusted advisors or
loved ones make the best possible product
choices. We’re sensitive to the fact that utilizing
home equity while remaining in the
home is a weighty decision,” says reverse
mortgage banker, Dan Hegarty.
Gateway’s reverse mortgage team serves
clients at least 62 years of age, many of
whom discover a federally insured reverse
mortgage or line of credit, within the
context of a more comprehensive longterm
planning strategy, can be a low cost/
high-impact financial-planning tool. “Even
for the more affluent senior, a reverse mortgage
line of credit can promote economic
security, independence and flexibility,” says
Gianoplus.
According to reverse mortgage banker,
John Perritt, “The financial crisis of 2008
resulted in dramatic tightening of traditional
mortgage underwriting rules. Many
customers who once easily obtained a
mortgage in the past no longer qualify
today. Reverse mortgage underwriting
standards have remained reasonable with a
common sense approach to lending. There
are currently no credit score or income
qualifying requirements,” says Perritt.
Reverse mortgage banker and CPA,
Ken Updegrave, adds, “Customers can
receive funds as a lump sum up front,
receive regular monthly payments, make
withdrawals from a credit line or choose
any combination of all three disbursement
options. Our job is to ensure our clients
make the best possible choices. Our bank
has been in business for 25 years and we’ve
been engaged in reverse mortgage lending
for the last three years.”
“Our vision is to become the most trusted
and the most reputable reverse mortgage
lender to which people and business easily
and naturally flow,” Gianoplus says. “To
provide unparalleled value to all who touch
our business and to always be relentless in
the pursuit of customer satisfaction, and to
deliver peace of mind with every interaction,
every time.”
We would encourage any person or business
professional to contact any one of us
to learn more.
In Wilmington
Dan Hegarty 910-332-5097 NMLSR 116423
John Perritt 910-332-5092 NMLSR 330741
Greg Gianoplus 910-796-7104 NMLSR 22828
In Raleigh
Ken Updegrave 919-865-9879 NMLSR 109435
432 Eastwood Road, Suite 100, Wilmington, N.C. 28403
Direct TF 855-559-3701, www.gwmortgage.com