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39 engaged rigorous academics learning VALUES exploration individualized teaching Schedule a tour today! • 18 mos – 8th grade 910.791.8221 | www.fsow.org 1/12 page 2x2.28 “Y O U F I R S T ” M O R T G A G E S www.wrightsvillebeachmagazine.com WBM just mammals, react to these sounds. Many of the species of marine mam-mals that appear in North Carolina waters have never been studied in any way regarding seismic or sonar impacts, and there is reason to sus-pect they may be vulnerable. The 1972 Marine Mammal Protection Act explicitly requires avoidance of harm to all marine mammals, includ-ing whales, dolphins, seals and otters, if at all possible. About ten permit applications have been received by the Bureau of Ocean Energy Management BOEM for seismic exploration off the US East Coast. All of them focus on North Carolina waters. Several have been approved and sent to North Carolina for consistency review. At this writ-ing, North Carolina has found two of these permit applications consistent with its coastal management program and approved them. The Marine Mammal Commission has yet to consider any of these applications, so it remains to be seen if the proposed seismic exploration activities will be approved and executed. Larry Cahoon has been a profes-sor of biology and marine biology at UNCW since 1982. He teaches courses in biological oceanography and researches coastal ecosystems. First South Bank got started with mortgage lending and it’s still a passion today. We love helping our customers move into a home. And what’s really, really nice is that we don’t sell off your mortgage to another bank. We service it ourselves because we know we can do it better. Here, you get competitive home loans and an experience that really puts you first. firstsouthnc.com S I N C E 19 0 2. Fixed-rate mortgages | FHA, VA, NCHFA loans Jumbos | Reverse Mortgages 2371_FSBN_Mortgage_Ad_4.675x7.345_WrightsvilleBeachMag.indd 1 4/2/15 12:17 PM


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